Lending
Funding to start or grow your Wyoming business.
Looking to start or grow a business in Wyoming? WyoMicro is a nonprofit lender, which means we exist to help you build, not to turn a profit off you. We provide small business loans, one-on-one advising, and practical education to help business owners across the state move forward with confidence. If your business has real potential but doesn't yet check every box a traditional lender wants, you may be exactly who we're here for.
Loans Built for Real Wyoming Businesses
We offer loans from $500 to $50,000, sized for startups and growing businesses alike. You can use the money for:
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Starting up
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Expansion and growth
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Working capital
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Equipment
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Inventory
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Day-to-day operating costs
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Clear terms, no surprises:
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Fixed interest rates from 6.50% to 9.50% APR
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Repayment up to 6 years, depending on loan size and use, with fixed monthly payments you can plan around
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Closing fees apply
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Rates and terms may vary based on funding source and borrower qualifications, and are subject to change without notice.
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Here's something we're proud of: every dollar you pay in interest and fees goes straight back into our lending program. None of it lands in an operating account. When you pay us back, you're funding the next Wyoming business owner who needs a yes.
How It Works
Getting started is simple, and a real person walks with you the whole way:
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Fill out a short intake form and tell us what you need
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Upload your business plan
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Have a conversation with our team about your goals and your financing
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We guide you step by step through the application and the paperwork
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You get a decision from people who actually understand Wyoming business
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No jargon, no runaround. If you get stuck, you call us, and we help.
More than a loan. A partner for the long haul.
This is what makes WyoMicro different. When your loan is funded, our work is just getting started. Every borrower becomes a client for life, with support that never expires:
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Your own business advisor, one-on-one, for as long as you're building
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Help clarifying your goals, building financial projections, and sharpening your strategy
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Time with professionals like accountants, attorneys, and HR experts, the kind of help most small businesses can't afford to hire, who sit down and teach you how to do it yourself
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Most lenders hand you the money and move on. We hand you the money and stay. As your business grows, we grow right alongside you.